Investing is a lifelong education. The moment you think you have it mastered, markets have a way of reminding you otherwise.
At Ginkgo Private, we approach every market environment as students as much as advisers — reading widely, questioning assumptions, and sharing what we learn with the families we work with. This page, and the newsletter that accompanies it, is an expression of that attitude.
We invite you to learn and grow alongside us.
2026–27 Federal Budget. Major tax reform proposals. A new planning landscape for Australian investors. We examine the proposed changes to CGT, negative gearing, discretionary trusts, superannuation, personal tax relief and aged care — and what they may mean for long-term wealth planning.
Division 296 is now law. Payday Super arrives 1 July. Contribution caps are rising. The 2026 superannuation reforms are the most significant in a generation — and the window to act before they take effect is closing fast.
Personal tax cuts arrive in July, but so does a tougher ATO. From holiday home deductions to SMSF audit priorities, we unpack the 2026 tax changes that property investors and self-managed fund trustees cannot afford to miss.
New pension rates, higher deeming rates, and shifting asset thresholds from March 2026 have quietly reshaped retirement income for millions of Australians. We break down what changed, what it costs you, and where the planning opportunities lie.
Nineteen conflicts. Eighty-five years of data. One clear pattern. We examine what history actually tells us about investing through geopolitical shocks — and why the most evidence-based response is often the hardest one to act on.
Three automation waves. Three rounds of mass panic. Three recoveries. But this time, the machines can think. We examine what the data from 2024–2026 actually shows — and what it means for the careers we build and the skills we teach our children.
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