Wealth is not a single problem to be solved. It is a living, evolving set of decisions that span investment, tax, structure, risk, family, and legacy — all at once, all interconnected.
Our approach reflects that complexity. It is built around four stages of a wealth journey — and a commitment to being genuinely engaged at every one of them.
Before we discuss a single investment, we invest significant time understanding your full financial picture — your assets, liabilities, income, tax position, family structure, business interests, and the goals that matter most to you and your family.
We also want to understand how you think about risk — not just your theoretical tolerance, but how you have actually behaved in market downturns, what keeps you up at night, and what success genuinely looks like to you in ten and twenty years.
This stage has no shortcuts. The quality of everything that follows depends entirely on the quality of what we learn here.
With a thorough understanding of your position, we design a wealth strategy and portfolio structure built specifically for you — not adapted from a template. This includes the right legal and tax structures (trusts, companies, SMSFs), asset allocation across public markets, private markets, and alternatives, and a clear rationale for every major decision.
We take genuine conviction positions where our research supports it, and we diversify across asset classes and vintage years rather than spreading capital thinly for the sake of it. Every allocation has a purpose.
We also go beyond strategy — we actively support implementation, coordinating with your accountant, solicitor, and other advisers to ensure structure and strategy are fully aligned.
Wealth built is wealth that must be actively protected. Markets shift, tax laws change, personal circumstances evolve, and opportunities that were not available yesterday become available tomorrow. We monitor your portfolio continuously and act proactively — not reactively.
Our approach to risk management goes beyond diversification. We stress-test portfolios against adverse scenarios, maintain appropriate liquidity buffers, and ensure that no single position, sector, or market cycle has the capacity to materially impair your long-term wealth.
Where we identify high-conviction opportunities — in private equity, private credit, infrastructure, or other alternatives — we bring these to clients with full transparency on risk, liquidity, and expected return profile.
The transfer of wealth between generations is one of the most complex financial events a family navigates — and one of the most consequential. Done well, it preserves not just capital but values, intent, and family harmony. Done poorly, it destroys both.
We work with clients and their families well in advance of any transition — establishing appropriate trust structures, reviewing estate plans, considering the tax implications of asset transfers, and where relevant, preparing the next generation to receive and steward wealth responsibly.
This is long-term work. We regard it as one of the most important things we do.
Wealth management is not a service you set up and forget. At Ginkgo Private, ongoing engagement is built into how we work — not offered as an optional add-on.
You will receive regular portfolio reporting, proactive updates when market conditions or your personal circumstances warrant a review, and direct access to your adviser — not an assistant or a call centre. When we have something important to tell you, we tell you directly and promptly.
Our goal is for you to feel informed and confident at every stage — never surprised, never left wondering.
